Job Opportunity: Analyst, Shari’ah-Compliant Intelligent Finance (SCIF position available at Kifiya Financial Technologies in Addis Ababa. Accounting and Finance, Economics, Management, Banking and Insurance jobs in Ethiopia are in high demand. Apply now through GeezJobs - Ethiopia's leading job portal.

Job title – Analyst, Shari’ah-Compliant Intelligent Finance (SCIF)

Place of Work: Kifiya HQ
Department: Shari’ah-Compliant Intelligent Finance Office (SCIFO)
Reports To: Director or Manager – Bank Relationship Management

Position Summary

Kifiya is seeking a highly analytical and detail-oriented Analyst to support the design, rollout, and performance monitoring of our Shari’ah-Compliant Intelligent Finance portfolio.
The role supports financial institution partnerships, marketplace/e-commerce initiatives, embedded finance products, and Shari’ah governance by generating insights, coordinating delivery, and ensuring data-driven decision-making.

The Analyst will work across multidisciplinary teams to strengthen SCIF product performance, ensure compliance, and help scale Ethiopia’s first digital Shari’ah-compliant financial ecosystem.

Key Responsibilities

1. Market & Product Research

• Conduct structured research across digital finance, marketplace ecosystems, bank–fintech partnerships and Shari’ah-compliant products.
• Analyze customer segments, market gaps, competitive trends and partnership opportunities.
• Track global Islamic fintech developments and translate into actionable insights.

2. Partnership & Marketplace Support

• Assess performance of partner banks on SCIF KPIs (portfolio, PAR/NPF, liquidity velocity, disbursement volumes, customer acquisition, etc.).
• Support design, refinement and rollout of marketplace and embedded finance offerings.
• Contribute to evaluations of partnership proposals, concept notes and business cases.

3. Data Analysis & Insight Generation

• Collect and analyze quantitative and qualitative data from multiple sources.
• Develop dashboards, product performance trackers and periodic analytical reports.
• Identify operational bottlenecks, customer behavior patterns and improvement opportunities.

4. Project Coordination

• Track timelines, deliverables and progress of partnership and marketplace projects.
• Coordinate between SCIFO, bank partners, technology teams, marketplace partners and support units.
• Assist in pilot testing, onboarding, process documentation and rollout support.

5. Shari’ah Governance Support

• Prepare materials for Shari’ah reviews, approvals and joint committee sessions.
• Ensure transparent documentation of methodologies, assumptions and data sources.
• Support compliance monitoring, issue tracking and implementation of Shari’ah guidance.

6. Reporting & Knowledge Products

• Prepare presentations, briefs, research summaries, decision memos and insights for internal and external stakeholders.
• Develop visual materials including diagrams, process flows, market maps and dashboards.
• Ensure decision-makers receive accurate, timely and actionable intelligence.

7. Stakeholder Engagement

• Liaise with partner banks, marketplace actors, internal business teams and regulatory-facing units.
• Provide clear and structured communication to ensure alignment and follow-through.
• Support partnership development activities and proposal preparation.

8. Quality Assurance & Process Improvement

• Ensure accuracy, clarity and consistency in all analysis and reports.
• Identify process gaps and support continuous improvement of SCIF tools, workflows and templates.
• Help flag risks and support mitigation efforts across partnership and marketplace operations.

Job Requirements

Education & Experience

• Bachelor’s or Master’s degree in Business, Finance, Economics, Management, Law, Development Studies or related fields.
• Minimum 3 years’ experience in consulting, digital finance, research, banking, insurance, marketplace/e-commerce or partnership/program management.
• Exposure to Islamic/Shari’ah-compliant finance is desirable.
• Understanding of AAOIFI/IFSB principles is an advantage

Competencies

• Strong analytical and research skills, including ability to interpret both qualitative and quantitative data.
• Ability to translate complex data into clear, actionable insights and visual outputs.
• Strong project management and coordination capabilities.
• Excellent interpersonal skills and ability to work across teams and with external partners.
• Clear and concise communication skills: written, verbal and presentation.
• High attention to detail, accuracy and quality of work.
• Proactive mindset with strong problem-solving abilities.
• Ability to adapt in fast-paced, evolving and multi-stakeholder environments.
• Commitment to ethical conduct and sensitivity to Shari’ah-compliant finance principles.

How To Apply

Interested candidates who meet the above requirements are invited to submit:

A cover letter outlining motivation and relevant experience

A detailed CV (maximum 3 pages)

Email your application to: hr@kifiya.com
Subject line: The Senior Associate – Bank Partnerships 

Only shortlisted candidates will be contacted.