Job Description
VACANCY ANNOUNCEMENT
Position: Trainee Teller Accountant
Place of Work: Branch Offices, Addis Ababa
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Opening Date: October 31, 2026
About the Organization:
Kebronhill Microfinance Institution S.C. (KHMFI) pioneers accessible financial services, merging vision with action. Licensed by the National Bank of Ethiopia (MFI/071/2024) under Proclamation No. 626/2009, we champion community upliftment by blending profitability with social impact. Committed to regulatory integrity, we welcome Ethiopians, foreign nationals of Ethiopian origin, and organizations to join our journey. With a focus on innovation and inclusivity, KHMFI leads microfinance excellence, empowering individuals for a brighter future. Join our transformative vision and help shape a better tomorrow with us.
Major Duties and Responsibilities:
Savings, Cash Operations, and Teller Supervision
Lead and support the marketing and promotion of savings products and consumer loans to increase client uptake and financial inclusion.
Supervise and review the daily activities of teller(s), promptly reporting any discrepancies or irregularities to the Branch Manager.
Ensure adequate staffing at the teller counter to effectively serve the expected volume of clients and maintain service quality.
Oversee and verify the preparation and review of Collection Register Vouchers (CRVs) in line with the collection schedule.
Execute day-to-day cash operations, including client withdrawals, deposits, disbursements, and other payment transactions.
Conduct daily reconciliation of the actual cash on hand against the system-reported balance in the MIS (Management Information System); report any discrepancies immediately to the Branch Manager.
Maintain cash balances within the approved minimum and maximum thresholds, in accordance with MFI policy and management directives.
Ensure that all cash transactions are secure and that counterfeit currency is neither accepted nor disbursed under any circumstances.
Consumer Loan Processing and Credit Assessment
Receive consumer loan applications and conduct thorough credit investigations on applicants and their guarantors, where applicable.
When necessary, perform inspections and appraisals of collateral offered to secure consumer loans, ensuring accurate valuation and documentation.
Prepare and present credit applications to the branch credit committee for review and approval in line with established lending policies.
Schedule and facilitate the disbursement of approved consumer loans and oversee the collection of repayments in a timely and efficient manner.
Evaluate clients’ repayment history and overall financial behavior to make informed recommendations for repeat loan eligibility.
Terms of Employment: Permanent
Salary: As per the Institution salary scale
Closing Date: November 09, 2026
Job Requirements
Qualifications: Knowledge and Technical Skills:
The following may be acquired through a combination of formal or self-education, prior experience or on-the-job training:
Minimum of a Bachelor's degree or Diploma in Banking, Finance, Accounting or a related field.
Certification in financial services is an advantage.
Demonstrated technical ability, sound judgment, ability to interact and work effectively with others at all levels;
Determined personality with initiative, perseverance and the ability to motivate and manage a team;
Capability and willingness to take responsibility and a highly developed sense of integrity
Good knowledge in economic and financial topics;
Good analytical and problem-solving skills;
Good customer service; excellent written and oral communication skills.
Proficiency in banking software and MS Office.
Strong numerical and transaction-handling accuracy.
Performs other duties assigned by the immediate supervisor
Experience:
How To Apply
Candidates who meet the above requirements can submit their application letter, updated curriculum vitae and credentials, along with the names and addresses of up to 3 references, by applying online at HR@kebronmfi.com
