Branch Manager I

Job Description

ABOUT ZAMZAM BANK

ZamZam Bank S.C. takes its name from ZamZam Holy Water, the life-giving spring associated with Makkah and the hills of Safa and Marwa. Inspired by this meaningful heritage, ZamZam Bank aspires to create lasting economic and social impact by expanding access to ethical, inclusive and affordable financial services.

ZamZam Bank is Ethiopia's first full-fledged Interest-Free Bank, pioneering a new chapter in the country's banking industry. The Bank is committed to delivering Shari’ah-compliant, affordable, effective and inclusive banking and financial services while leveraging technology, innovation and digital transformation.

The Bank's journey is built around a commitment to financial inclusion, innovation, professional excellence, customer service and sustainable economic development.

JOIN OUR JOURNEY

As we continue to grow and strengthen our position in the Interest-Free Banking industry, we are seeking talented, energetic and results-oriented professionals who are ready to make a difference.

If you are looking for more than a job—if you want to build a meaningful career, contribute to financial inclusion and become part of the future of banking—ZamZam Bank invites you to apply.

Job Purpose

Drive the bank’s long‑term vision by translating ZamZam’s mission of ethical, Sharia‑compliant and sustainable banking into clear strategic roadmaps, KPIs and initiatives. Lead enterprise‑wide planning cycles, ensuring every objective, budget and project supports value‑based growth and social impact in line with Islamic finance principles. Continuously monitor execution, synthesize performance insights, and recommend course‑corrections to keep the bank ahead of market and regulatory expectations. Act as the central catalyst bridging leadership, business units and risk governance to embed a culture of disciplined strategy execution and continuous improvement.

Key Duties and Responsibilities

• Oversee day-to-day branch operations in compliance with the bank’s policies, procedures, and regulatory requirements.
• Manage branch resources including personnel, cash handling, and logistics to ensure operational readiness and efficiency.
• Supervise execution of banking services such as deposits, withdrawals, financings, and other transactions with accuracy and timeliness.
• Drive branch sales and business development by promoting bank products and services to achieve defined targets.
• Implement local marketing initiatives to attract new customers and enhance retention of existing clients.
• Ensure exceptional customer experience by managing service quality, addressing complaints, and resolving service issues effectively.
• Review and respond to customer feedback to improve satisfaction and service delivery.
• Lead, train, and motivate branch staff to meet operational and performance expectations.
• Conduct regular team briefings and training sessions on products, compliance, and customer service.
• Perform staff performance evaluations and provide ongoing support for professional development.
• Ensure compliance with all regulatory obligations including AML, KYC, and internal control measures.
• Monitor branch risks related to fraud, cash handling, and security; implement appropriate control measures.
• Maintain accurate transaction records, documentation, and reporting in line with audit standards.
• Manage the branch’s financial performance, including revenue, profitability, budgeting, and expense control.
• Monitor and manage branch cash levels, ensuring balance between liquidity and security.
• Align branch goals with bank-wide objectives by preparing and executing strategic action plans.
• Prepare regular reports on financial performance, operational efficiency, sales outcomes, and customer satisfaction.
• Identify opportunities for operational improvement and customer service enhancements.
• Promote ZamZam Bank’s brand by engaging in community outreach, networking, and representing the bank at local events.
• Build relationships with community organizations and local businesses to increase visibility and expand the customer base.

Duty Stations: Addis Ababa and Adaba Branches

WHAT WE OFFER

• Purpose-Driven Career — contributes to the development of Interest-Free Banking and financial inclusion in Ethiopia.
• Professional Growth — develops leadership, technical and professional capabilities.
• Innovation — participates in digital transformation and modern banking services.
• Impact — help expand access to financial services and economic opportunity.
• Purposeful Culture — works in an organization founded on ethical values, professionalism, inclusiveness and social responsibility.
• Competitive salary and attractive remuneration package.

Minimum qualification and work experience: 

Educational Qualification

• Bachelor’s degree in Business Administration, Finance, Accounting, or a related field.

Work Experience

• Minimum of 5 years of banking experience, with at least 2 years in a supervisory or managerial role such as Assistant Branch Manager or CSM/CSS.

REQUIRED COMPETENCIES

• Branch Operations & Service Management
• Sales & Business Development
• Risk & Compliance Management
• Customer Relationship Management
• Communication & Interpersonal Skills
• People Management & Team Leadership.

APPLICATION PROCEDURE

• Application Letter
• Updated CV
• Educational Credentials and work experience documents

Applicants should submit documents in PDF format and clearly indicate the position for which they are applying.

Application Link: https://forms.gle/Muqmf2ZrZCqzGuw58

Application Deadline: Within 7 days from the date of this announcement.

IMPORTANT NOTICE

• Only candidates who meet the stated minimum requirements will be considered.
• Only shortlisted candidates will be contacted.
• ZamZam Bank reserves the right to use appropriate assessment methods as part of the recruitment process.
• Applicants are expected to provide accurate and verifiable information.

A NAME WITH HERITAGE.  A BANK WITH PURPOSE.  A CAREER WITH IMPACT.

JOIN US.

PROFESSIONAL GROWTH + LEGITIMATE EARNING + PURPOSE + IMPACT

ZAMZAM BANK S.C. | The First Full-Fledged Interest-Free Bank in Ethiopia